:root{
  --navy:#07162e;
  --navy-soft:#102442;
  --gold:#c99a3e;
  --gold-soft:#f6ead3;
  --blue-soft:#e9f8fb;
  --lavender:#f1efff;
  --cream:#fff8eb;
  --text:#182033;
  --muted:#6f7480;
  --line:#e8e8e8;
  --white:#fff;
  --shadow:0 18px 45px rgba(7,22,46,.10);
  --radius:22px;
  --max:1180px;
}

*{box-sizing:border-box}

body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--text);
  background:#fff;
  line-height:1.6;
}

a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

.hero{
  background:
    linear-gradient(
      180deg,
      rgba(255,255,255,.82),
      rgba(255,255,255,.94)
    ),
    url(...)
}
.guide-card{
  opacity:0;
  transform:translateY(30px);
  animation:fadeUp .7s ease forwards;
}

.guide-card:nth-child(2){
  animation-delay:.15s;
}

.guide-card:nth-child(3){
  animation-delay:.3s;
}

@keyframes fadeUp{
  to{
    opacity:1;
    transform:none;
  }
}
/* HEADER PREMIUM */
.cfg-header{
  position:sticky;
  top:0;
  z-index:1000;
  background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(7,22,46,.08);
  box-shadow:0 8px 28px rgba(7,22,46,.05);
   transition:
    background .3s ease,
    box-shadow .3s ease,
    padding .3s ease;
}
.cfg-header.scrolled{
  background:rgba(255,255,255,.98);
  box-shadow:0 12px 40px rgba(0,0,0,.08);
}

.cfg-nav{
  max-width:var(--max);
  margin:auto;
  padding:16px 24px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:28px;
}

.logo{
  font-family:Georgia, serif;
  font-size:34px;
  letter-spacing:3px;
  color:var(--navy);
  line-height:1;
}

.logo span{
  display:block;
  font-family:Arial, sans-serif;
  font-size:10px;
  letter-spacing:5px;
  margin-top:5px;
}

.menu{
  display:flex;
  align-items:center;
  gap:30px;
}

.menu > a,
.has-dropdown > a{
  position:relative;
  font-size:13px;
  font-weight:800;
  letter-spacing:.05em;
  text-transform:uppercase;
  color:var(--navy);
  padding:28px 0;
}

.menu > a::after,
.has-dropdown > a::after{
  content:"";
  position:absolute;
  left:50%;
  bottom:18px;
  width:0;
  height:2px;
  background:var(--gold);
  transform:translateX(-50%);
  transition:.25s ease;
}

.menu > a:hover,
.has-dropdown:hover > a,
.menu > a.active,
.has-dropdown > a.active{
  color:var(--gold);
}

.menu > a:hover::after,
.has-dropdown:hover > a::after,
.menu > a.active::after,
.has-dropdown > a.active::after{
  width:26px;
}

.nav-btn{
  background:var(--navy);
  color:#fff;
  padding:14px 22px;
  border-radius:6px;
  font-size:13px;
  font-weight:800;
  box-shadow:0 10px 24px rgba(7,22,46,.18);
  transition:.25s ease;
}

.nav-btn:hover{
  background:var(--gold);
  transform:translateY(-2px);
}

.menu-toggle{
  display:none;
}

/* DROPDOWN */
.has-dropdown{
  position:relative;
}

.dropdown{
  position:absolute;
  top:100%;
  left:50%;
  transform:translateX(-50%) translateY(18px);
  width:760px;
  background:#fff;
  border:1px solid rgba(7,22,46,.08);
  border-radius:18px;
  box-shadow:0 28px 80px rgba(7,22,46,.16);
  padding:34px;
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:28px;
  opacity:0;
  visibility:hidden;
  pointer-events:none;
  transition:.25s ease;
}

.has-dropdown:hover .dropdown{
  opacity:1;
  visibility:visible;
  pointer-events:auto;
  transform:translateX(-50%) translateY(0);
}

.dropdown-col{
  border-right:1px solid #eee;
  padding-right:24px;
}

.dropdown-col:last-child{
  border-right:none;
  padding-right:0;
}

.drop-icon{
  width:46px;
  height:46px;
  border-radius:50%;
  background:var(--gold-soft);
  display:grid;
  place-items:center;
  color:var(--navy);
  font-size:22px;
  margin-bottom:16px;
}

.dropdown-col h4{
  margin:0 0 14px;
  color:var(--navy);
  font-size:14px;
  text-transform:uppercase;
  letter-spacing:.05em;
}

.dropdown-col a{
  display:block;
  color:#596070;
  font-size:14px;
  margin:9px 0;
  transition:.2s ease;
}

.dropdown-col a:hover{
  color:var(--gold);
  padding-left:4px;
}

/* HERO */
.hero{
  position:relative;
  min-height:420px;
  display:flex;
  align-items:center;
  overflow:hidden;
  background:
    linear-gradient(180deg, rgba(255,255,255,.76), rgba(255,255,255,.94)),
    url("https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=1800&q=80") center/cover;
}

.hero-inner{
  max-width:900px;
  margin:auto;
  padding:80px 24px 95px;
  text-align:center;
}

.eyebrow{
  display:inline-flex;

  align-items:center;
  gap:16px;
  color:var(--gold);
  font-size:13px;
  font-weight:800;
  letter-spacing:.14em;
  text-transform:uppercase;
  margin-bottom:14px;
}

.eyebrow::before,
.eyebrow::after{
  content:"";
  width:36px;
  height:1px;
  background:var(--gold);
  display:block;
}

h1,h2,h3{
  margin:0;
  color:var(--navy);
  line-height:1.15;
}

h1{
  font-family:Georgia, serif;
  font-size:clamp(35px,4vw,72px);
  font-weight:400;
}

.hero p{
  max-width:760px;
  margin:22px auto 0;
  color:#444c5d;
  font-size:18px;
}

/* SECTIONS */
.section{
  max-width:var(--max);
  margin:auto;
  padding:72px 24px;
}

.section-tight{
  padding-top:20px;
}

/* MAIN CARDS */
.main-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:32px;
  margin-top:-55px;
  position:relative;
  z-index:2;
}

.guide-card{
  background:#fff;
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:var(--shadow);
  border:1px solid rgba(0,0,0,.05);
  transition:transform .35s ease, box-shadow .35s ease;
}

.guide-card:hover{
  transform:translateY(-10px);
  box-shadow:0 30px 70px rgba(7,22,46,.18);
}

.guide-img{
  height:180px;
  object-fit:cover;
  width:100%;
  border-bottom:1px solid rgba(0,0,0,.06);
  filter:brightness(.92);
  transition:transform .6s ease;
}

.guide-card:hover .guide-img{
  transform:scale(1.04);
}

.guide-body{
  padding:0 34px 30px;
}

.icon-bubble{
  width:76px;
  height:76px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:var(--gold-soft);
  border:6px solid #fff;
  font-size:32px;
  box-shadow:0 10px 20px rgba(0,0,0,.08);
  position:relative;
  margin:-38px auto 24px;
  z-index:3;
}

.guide-card:nth-child(2) .icon-bubble{background:var(--lavender)}
.guide-card:nth-child(3) .icon-bubble{background:var(--blue-soft)}

.guide-body h2{
  font-family:Georgia, serif;
  font-size:30px;
  margin-bottom:18px;
}

.mini-line{
  width:42px;
  height:2px;
  background:var(--gold);
  margin:0 0 24px;
}

.guide-card:nth-child(2) .mini-line{background:#8a78d6}
.guide-card:nth-child(3) .mini-line{background:#28a8b8}

.guide-body p{
  color:var(--muted);
  margin:0 0 22px;
}

.check-list{
  list-style:none;
  padding:20px 0 24px;
  margin:0;
  border-top:1px solid var(--line);
}

.check-list li{
  display:flex;
  gap:10px;
  margin:9px 0;
  font-size:15px;
}

.check-list li::before{
  content:"✓";
  color:var(--gold);
  font-weight:900;
}

.guide-card:nth-child(2) .check-list li::before{color:#8a78d6}
.guide-card:nth-child(3) .check-list li::before{color:#28a8b8}

.btn{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  background:var(--navy);
  color:#fff;
  padding:14px 18px;
  border-radius:8px;
  font-weight:600;
  transition:.25s;
}

.btn:hover{
  background:var(--gold);
}

/* POPULAR GUIDES */
.section-title{
  text-align:center;
  margin-bottom:34px;
}

.section-title h2{
  font-family:Georgia, serif;
  font-size:40px;
  font-weight:500;
}

.section-title p{
  color:var(--muted);
  max-width:680px;
  margin:14px auto 0;
}

.popular-grid{
  display:grid;
  grid-template-columns:repeat(6,1fr);
  gap:18px;
}

.small-card{
  border:1px solid var(--line);
  border-radius:16px;
  padding:26px 18px;
  text-align:center;
  background:#fff;
  transition:.25s;
  min-height:190px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
}

.small-card:hover{
  transform:translateY(-4px);
  box-shadow:var(--shadow);
}

.small-icon{
  width:58px;
  height:58px;
  border-radius:50%;
  background:var(--gold-soft);
  margin:0 auto 14px;
  display:grid;
  place-items:center;
  font-size:25px;
}

.small-card h3{
  font-size:16px;
  margin-bottom:12px;
}

.small-card a{
  color:var(--gold);
  font-weight:800;
  font-size:14px;
}

/* CTA */
.cta{
  max-width:var(--max);
  margin:30px auto 70px;
  padding:0 24px;
}

.cta-box{
  min-height:290px;
  border-radius:var(--radius);
  overflow:hidden;
  background:
    linear-gradient(90deg, rgba(255,255,255,.96) 0%, rgba(255,255,255,.86) 48%, rgba(255,255,255,.22) 100%),
    url("https://images.unsplash.com/photo-1600566753190-17f0baa2a6c3?auto=format&fit=crop&w=1600&q=80") center/cover;
  display:flex;
  align-items:center;
  padding:48px;
  box-shadow:var(--shadow);
}

.cta-content{
  max-width:480px;
}

.cta h2{
  font-family:Georgia, serif;
  font-size:40px;
  font-weight:500;
  margin-bottom:16px;
}

.cta p{
  color:var(--muted);
  margin-bottom:24px;
}

.gold-btn{
  display:inline-flex;
  background:var(--gold);
  color:#fff;
  padding:14px 24px;
  border-radius:7px;
  font-weight:800;
}

/* FEATURES */
.features{
  max-width:var(--max);
  margin:auto;
  padding:0 24px 80px;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:28px;
}

.feature{
  display:flex;
  gap:15px;
  align-items:flex-start;
}

.feature-icon{
  color:var(--gold);
  font-size:30px;
  line-height:1;
}

.feature h3{
  font-size:16px;
  margin-bottom:4px;
}

.feature p{
  margin:0;
  color:var(--muted);
  font-size:14px;
}

.ajax-status{
  text-align:center;
  color:var(--muted);
  padding:18px;
}

.cfg-footer{
  background:var(--navy);
  color:#fff;
  padding:38px 24px;
  text-align:center;
  font-size:14px;
}

/* RESPONSIVE */
@media(max-width:980px){
  .cfg-nav{
    position:relative;
  }

  .menu-toggle{
    display:block;
    background:none;
    border:none;
    font-size:28px;
    color:var(--navy);
    cursor:pointer;
    z-index:1001;
  }

  .menu{
    position:absolute;
    top:100%;
    left:0;
    width:100%;
    background:#fff;
    flex-direction:column;
    align-items:flex-start;
    gap:0;
    padding:20px 28px;
    border-top:1px solid #eee;
    box-shadow:0 20px 40px rgba(0,0,0,.08);
    display:none;
  }

  .menu.open{
    display:flex;
  }

  .menu > a,
  .has-dropdown > a{
    width:100%;
    padding:16px 0;
  }

  .has-dropdown{
    width:100%;
  }

  .dropdown{
    position:static;
    transform:none;
    width:100%;
    box-shadow:none;
    border:none;
    border-top:1px solid #eee;
    margin-top:10px;
    padding:12px 0;
    opacity:1;
    visibility:visible;
    pointer-events:auto;
    display:none;
    grid-template-columns:1fr;
  }

  .has-dropdown:hover .dropdown{
    display:none;
  }

  .has-dropdown.active .dropdown{
    display:grid;
  }

  .dropdown-col{
    border-right:none;
    border-bottom:1px solid #eee;
    padding:16px 0;
  }

  .dropdown-col:last-child{
    border-bottom:none;
  }

  .nav-btn{
    display:none;
  }

  .main-grid{
    grid-template-columns:1fr;
    margin-top:-70px;
  }

  .popular-grid{
    grid-template-columns:repeat(2,1fr);
  }

  .features{
    grid-template-columns:repeat(2,1fr);
  }
}

@media(max-width:620px){
  .cfg-nav{
    padding:14px 18px;
  }

  .logo{
    font-size:28px;
  }

  .logo span{
    font-size:9px;
    letter-spacing:4px;
  }

  .hero-inner{
    padding:70px 20px 100px;
  }

  .hero p{
    font-size:16px;
  }

  .guide-body{
    padding:0 24px 30px;
  }

  .popular-grid{
    grid-template-columns:1fr;
  }

  .features{
    grid-template-columns:1fr;
  }

  .cta-box{
    padding:32px 24px;
  }

  .cta h2,
  .section-title h2{
    font-size:32px;
  }
}
.area-content{
  background:#fff;
  padding:90px 24px;
}

.area-container{
  max-width:1100px;
  margin:auto;
}

.area-intro{
  max-width:820px;
  margin:0 auto 70px;
  text-align:center;
}

.area-intro h1{
  font-family:Georgia, serif;
  font-size:clamp(42px,5vw,68px);
  font-weight:400;
  color:var(--navy);
  margin-bottom:24px;
}

.area-intro p{
  color:var(--muted);
  font-size:18px;
}

.area-highlight{
  display:grid;
  grid-template-columns:1.3fr .7fr;
  gap:50px;
  background:var(--cream);
  border-radius:var(--radius);
  padding:50px;
  box-shadow:var(--shadow);
  margin-bottom:70px;
}

.area-highlight h2,
.area-section h2,
.area-cta h2{
  font-family:Georgia, serif;
  font-size:38px;
  font-weight:400;
  color:var(--navy);
  margin-bottom:18px;
}

.area-highlight p,
.area-section p,
.area-cta p{
  color:var(--muted);
  font-size:17px;
}

.area-highlight ul{
  list-style:none;
  padding:0;
  margin:0;
}

.area-highlight li{
  margin:14px 0;
  font-weight:600;
}

.area-highlight li::before{
  content:"✓";
  color:var(--gold);
  margin-right:10px;
}

.area-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:28px;
  margin-bottom:70px;
}

.area-card{
  border:1px solid var(--line);
  border-radius:20px;
  padding:34px;
  background:#fff;
  box-shadow:0 12px 35px rgba(7,22,46,.06);
}

.area-card h3{
  font-family:Georgia, serif;
  font-size:28px;
  font-weight:400;
  margin-bottom:16px;
}

.area-card p{
  color:var(--muted);
}

.area-section{
  max-width:850px;
  margin:0 auto 60px;
}

.area-cta{
  text-align:center;
  background:
    linear-gradient(90deg, rgba(255,255,255,.96), rgba(255,255,255,.70)),
    url("https://images.unsplash.com/photo-1600607688969-a5bfcd646154?auto=format&fit=crop&w=1400&q=80") center/cover;
  border-radius:var(--radius);
  padding:70px 30px;
  box-shadow:var(--shadow);
}

@media(max-width:900px){
  .area-highlight,
  .area-grid{
    grid-template-columns:1fr;
  }

  .area-highlight{
    padding:34px;
  }
}
.split-section{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:54px;
  align-items:center;
  margin:0 0 80px;
}

.split-section.reverse .split-text{
  order:2;
}

.split-section.reverse .split-image{
  order:1;
}

.split-text h2{
  font-family:Georgia, serif;
  font-size:38px;
  font-weight:400;
  color:var(--navy);
  margin-bottom:18px;
}

.split-text p{
  color:var(--muted);
  font-size:17px;
  margin-bottom:18px;
}

.split-image img{
  width:100%;
  height:390px;
  object-fit:cover;
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  filter:brightness(.94);
}

@media(max-width:900px){
  .split-section,
  .split-section.reverse{
    grid-template-columns:1fr;
  }

  .split-section.reverse .split-text,
  .split-section.reverse .split-image{
    order:initial;
  }

  .split-image img{
    height:280px;
  }
}
.luxury-card{
  overflow:hidden;
  padding:0;
  border-radius:26px;
  background:#fff;
  border:1px solid rgba(7,22,46,.08);
  box-shadow:0 18px 50px rgba(7,22,46,.08);
  transition:
    transform .4s ease,
    box-shadow .4s ease;
}

.luxury-card:hover{
  transform:translateY(-10px);
  box-shadow:0 35px 80px rgba(7,22,46,.16);
}

.card-image{
  position:relative;
  overflow:hidden;
}

.card-image img{
  width:100%;
  height:240px;
  object-fit:cover;
  transition:transform .7s ease;
}

.luxury-card:hover .card-image img{
  transform:scale(1.06);
}

.card-content{
  position:relative;
  padding:34px;
}

.card-icon{
  width:68px;
  height:68px;
  border-radius:50%;
  background:var(--gold-soft);
  border:6px solid #fff;
  display:grid;
  place-items:center;
  font-size:28px;
  color:var(--navy);

  position:absolute;
  top:-34px;
  left:34px;

  box-shadow:0 10px 24px rgba(0,0,0,.08);
}

.card-label{
  display:inline-block;
  margin-top:18px;
  margin-bottom:14px;

  font-size:12px;
  font-weight:800;
  letter-spacing:.14em;
  text-transform:uppercase;

  color:var(--gold);
}

.luxury-card h3{
  font-family:Georgia, serif;
  font-size:38px;
  font-weight:400;
  line-height:1.1;
  color:var(--navy);

  margin-bottom:20px;
}

.luxury-card p{
  color:var(--muted);
  font-size:17px;
  line-height:1.8;
  margin-bottom:28px;
}

.card-link{
  display:inline-flex;
  align-items:center;
  gap:10px;

  color:var(--navy);
  font-weight:700;
  font-size:15px;

  transition:.25s ease;
}

.card-link:hover{
  color:var(--gold);
  transform:translateX(4px);
}

@media(max-width:900px){

  .card-image img{
    height:220px;
  }

  .luxury-card h3{
    font-size:32px;
  }

}
.investment-grid{
  margin:80px 0;
}

.investment-card{
  background:#fff;
  border-radius:26px;
  border:1px solid rgba(7,22,46,.08);

  padding:38px;

  box-shadow:0 18px 50px rgba(7,22,46,.08);

  transition:
    transform .35s ease,
    box-shadow .35s ease;

  display:flex;
  flex-direction:column;
}

.investment-card:hover{
  transform:translateY(-10px);

  box-shadow:0 35px 80px rgba(7,22,46,.14);
}

.investment-icon{
  width:64px;
  height:64px;

  border-radius:50%;

  background:var(--gold-soft);

  display:grid;
  place-items:center;

  font-size:26px;
  color:var(--navy);

  margin-bottom:26px;

  box-shadow:0 10px 24px rgba(7,22,46,.08);
}

.investment-label{
  display:block;

  color:var(--gold);

  font-size:12px;
  font-weight:800;

  letter-spacing:.16em;
  text-transform:uppercase;

  margin-bottom:18px;
}

.investment-card h3{
  font-family:Georgia, serif;

  font-size:44px;
  font-weight:400;

  line-height:1.1;

  color:var(--navy);

  margin-bottom:22px;
}

.investment-card p{
  color:var(--muted);

  font-size:17px;
  line-height:1.9;

  margin-bottom:30px;

  flex-grow:1;
}

.investment-link{
  display:inline-flex;
  align-items:center;
  gap:10px;

  color:var(--navy);

  font-weight:800;

  transition:.25s ease;

  margin-top:auto;
}

.investment-link:hover{
  color:var(--gold);

  transform:translateX(4px);
}
.investment-icon{
  width:64px;
  height:64px;

  border-radius:50%;

  background:var(--gold-soft);

  display:grid;
  place-items:center;

  font-size:26px;
  color:var(--navy);

  margin-bottom:26px;

  box-shadow:0 10px 24px rgba(7,22,46,.08);
}

.investment-label{
  display:block;

  color:var(--gold);

  font-size:12px;
  font-weight:800;

  letter-spacing:.16em;
  text-transform:uppercase;

  margin-bottom:18px;
}

.investment-card h3{
  font-family:Georgia, serif;

  font-size:44px;
  font-weight:400;

  line-height:1.1;

  color:var(--navy);

  margin-bottom:22px;
}

.investment-card p{
  color:var(--muted);

  font-size:17px;
  line-height:1.9;

  margin-bottom:30px;
}

.investment-link{
  display:inline-flex;
  align-items:center;
  gap:10px;

  color:var(--navy);

  font-weight:800;

  transition:.25s ease;
}

.investment-link:hover{
  color:var(--gold);

  transform:translateX(4px);
}
.guide-card{
  display:flex;
  flex-direction:column;
}

.guide-body{
  display:flex;
  flex-direction:column;
  flex-grow:1;
}

.guide-body p{
  min-height:120px;
}

.check-list{
  flex-grow:1;
}

.btn{
  margin-top:auto;
}